When a car accident occurs, you expect the other driver, who is at fault, to provide you with their license and insurance information so you can file a claim for the losses you have. If that does not happen, or the driver never stops, you may need to seek out the help of a Butte uninsured/underinsured motorist attorney. Talk to the Butte car accident attorney at Everett Cook Law today.
What Is Uninsured/Uninsured Motorist Insurance?
State law requires that drivers maintain liability insurance. This type of car insurance helps cover the losses a driver causes to other people and property. However, if a person is behind the wheel and does not have auto liability insurance or enough liability insurance to cover the losses they cause to you, you can turn to your own insurance company for help.
Uninsured and underinsured motorist insurance provides compensation to you when the other driver does not have insurance, does not have enough insurance, or cannot be identified. That means you can turn to your own insurance company and file a claim. Yet, doing so is not always simplistic.
Why You Need an Uninsured/Underinsured Motorist Attorney in Butte
While you may think that because you have to file a claim with your own insurance company, the process will be simple and straightforward, that is rarely the case. In fact, insurance companies (no matter who they cover) want to pay the least amount possible. That is why it becomes beneficial to hire an uninsured/underinsured motorist attorney in Butte.
Your attorney can help you in a number of key ways:
- Help you file a claim for the losses you have. It is not always simplistic to know how to file a claim that is fair and comprehensive enough to cover all of your losses.
- Handle any questions or concerns the insurance company has about the accident, including whether you may be at fault for it.
- Provide insight into how to help you recover damages above and beyond what your coverage limits are, such as seeking legal action against the at-fault driver even if they do not have enough coverage.
Claims adjusters have the job of reducing what they pay out. They may try to hurry you into settling the case so that you do not realize all of your losses. They may outright deny your claim if you do not provide enough of the valuable information they need. That is why having an attorney to help you can be critical.
Put Everett Cook Law to Work for You
When you are involved in a car accident, and you have serious injuries, emotional losses, and financial costs, turn to a Butte uninsured/underinsured motorist attorney who can guide you in filing a claim and recovering what you owe. At Everett Cook Law, our car accident attorneys will ensure you are not taken advantage of by the car insurance company or other at-fault parties. Contact us now for a free consultation. With over 40 years of experience, our local attorneys know how to help our clients get results.